Liability Insurance

Professional, legal and operational civil liability insurance policy for BCTI members who are translators and/or interpreters

On 14 May 2014, the BCTI concluded a Professional, Legal and Operational Civil Liability insurance policy with Ethias insurance company on behalf of its full members.

This policy is exclusively for full members of the BCTI.

Insured Risks

From 1 July 2014, this policy covers the following:

  1. Operational civil liability (including defence in civil suits)
    Ethias guarantees the BCTI translator or interpreter against any extra-contractual civil liability that may arise pursuant to Belgian or foreign laws resulting from bodily injury or tangible or intangible damage incidental to the covered bodily injury and/or material damage caused to third parties in the exercise of the profession of translator/interpreter.

  2. Professional liability insurance (including defence in civil suits) Ethias also insures BCTI member translators and interpreters against any contractual and extra-contractual liability that may arise from incidental bodily injury or tangible or intangible damage and intangible damage caused to third parties and resulting from professional fault made in the exercise of the profession of translator/interpreter.

  3. *Legal protection insurance – criminal defence * Within the limits of the general and special terms and conditions and in conformity with Article 8 of the General Terms and Conditions, the guarantee covers the costs of criminal defence (judicial and extra-judicial fees and disbursements of the investigation, expert reports, lawyers and proceedings) for BCTI member translators and interpreters for acts committed in the performance of the insured activities, even if the civil interests have been settled.

Premiums

Pursuant to the many requests received from its members, the BCTI has negotiated a rider to the professional, legal and operational civil liability insurance policy for its member translators and interpreters. This removes the exclusion of activities in the field of petrochemicals and amends the exclusion related to the field of pharmaceuticals. This amendment of the exclusion extends the field of application of the guarantees found in policy 45.294.404.

Therefore, as from 1 January 2016, the individual annual premiums will be the following:

  • Full member BCTI translator working with 2 active languages and a maximum of 4 passive languages: EUR 200 (excluding 9.25% tax)
  • Full member BCTI translator working with 2 active languages and 4 to 7 passive languages: EUR 300 (excluding 9.25% tax)
  • "Pure" sworn translator, full BCTI member, i.e., working exclusively for Justice: EUR 200 (excluding 9.25% tax)
  • "Pure" interpreter, full BCTI member, i.e., working exclusively as interpreter: EUR 150 (excluding 9.25% tax)

For more information, please consult the general terms and conditions for the insurance policy (PDF file attached, log-on required).

How do you benefit from the coverage?

  1. You must be a fully paid-up, full member of the Belgian Chamber of Translators and Interpreters (BCTI).
  2. Complete the membership form attached (log-on required) and send it to:

    Belgian Chamber of Translators and Interpreters (BCTI)
    24 Rue Montoyerm, b12
    B-1000 Brussels

    or by email to:

    secretariat@cbti-bkvt.org